With all the changes to condo buying, since the tragedy in Surfside, there's a lot of attention being paid to special assessments.

If you and your agent are not careful when you're filling out the paperwork when you're buying or selling a condo, it can really come back to bite you.

In this video, I'm gonna go over some of the new changes regarding special assessments. This is a pretty technical video, so I apologize in advance for the legal terms and nuances, but it's really important stuff.

The contracts and addendums of the standard contract that realtors use in Florida mention special assessments in various places. However, one place tends to cause the most confusion.

That's Paragraph 3 of the condo rider, which is entitled Fees,…

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Are you buying a home in South Florida, but stressed out that you also have a home to sell at the exact same time?

Well, we've got a solution custom tailored for you.

My name's Andy Mandel with the Mandel Team at Remax, and I wanted to talk to you a little bit about our Buy Before You Sell Program.

So here's the deal. When you're looking to buy a new home, many people need the proceeds from the sale of your old home, and it can be very stressful trying to figure out the timing of when do I list my current home and when do I buy the new home, and what contingencies do I put in place to protect myself?

There's so much that people juggle that sometimes people just end up staying at a home that doesn't really suit the needs of their family.

…

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I'm sure you've seen by now the news all over the internet about a new unfair tax on mortgage borrowers with higher credit scores.

Some people have gone so far as to suggest that they could intentionally lower their credit score in order to get a better deal, but before you stop paying your bills in the hope of cashing in, let's separate fact from fiction.

First, and most importantly, you'll absolutely not get a better deal on your mortgage rate if your credit score is lower, no matter what you hear on the news.

This all has to do with changes to loan level price adjustments, also known as LLPAs imposed by Fannie Mae and Freddie Mac. Which are the two government agencies that guarantee a vast majority of the new mortgages.

LLPAs are also…

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